Get Your Dream Home with M&T Bank’s Mortgage Products
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Interest Rates To Fit Any Budget
Starting At 3.000%

We offer solutions for nearly every budget. Interest rates may change, but our commitment to good service won’t.

Ready to customize your rate? Personalize a rate quote

3 Simple Steps And You’re Home

My Rates. My Options. My Payments.

My Rates. My Options. My Payments.

We’ll show you personalized mortgage rates, product options, estimated payments and fees. Just provide some basic info and our loan wizard does the rest.

My Rates. My Options. My Payments.

I’m Ready To Apply. Securely.

Our secure online application is easy to complete and available 24/7. Drop in your data and we will protect it throughout the process.

My Rates. My Options. My Payments.

And, I’m Pre-Approved. Instantly.

We value your time, which is why we deliver an instant pre-approval before your coffee gets cold.

Home Financing Concerns? Learn More.

We’ve got answers to your mortgage questions. We believe the home loan process should leave you smiling and satisfied – like a backyard barbecue.
Fire up the grill!

Had Enough of Renting?<br/>5 Myths about Qualifying for a Mortgage Had Enough of Renting?<br/>5 Myths about Qualifying for a Mortgage Had Enough of Renting?<br/>5 Myths about Qualifying for a Mortgage Had Enough of Renting?<br/>5 Myths about Qualifying for a Mortgage

Had Enough of Renting?
5 Myths about Qualifying for a Mortgage

You (yes, YOU) can own your own home! Let’s dispel the myths about getting a home loan and show you home ownership is not an impossible dream.

Reveal The Truth
Is Refinancing the Right Decision? Is Refinancing the Right Decision? Is Refinancing the Right Decision? Is Refinancing the Right Decision?

Is Refinancing the Right Decision?

Discover five factors you should think about when considering refinancing.

Show Me The Way
Buying a New Home Doesn’t Have to be Make-Believe Buying a New Home Doesn’t Have to be Make-Believe Buying a New Home Doesn’t Have to be Make-Believe Buying a New Home Doesn’t Have to be Make-Believe

Buying a New Home Doesn’t Have to be Make-Believe

M&T can help turn your home buying fantasies into realities! you’ll shop like a cash buyer with our dream-making pre-approval program.

Transform My Dreams

Find Your Perfect Loan Match

At M&T Bank, helping you find the right loan makes us all tingly inside.
Step 1) Look at your loan options. Step 2) Get excited about your new home.

Break Out the Welcome Mat

In the Market for a New Home…
Like, Now?

Whether you’re embarking on the thrilling phase of buying your first house or looking for a new place to call home, we can help.

Put Your Wallet to Work

Need a Low Down Payment...
We’re Here for You!

With low down payment loan options, M&T Bank is here to help no matter how strict your budget.

Shake Up Your Situation

Want to Refinance...
And Fatten Up Your Piggy Bank?

How does reducing your monthly payment or paying off your debt altogether sound? M&T Bank can give your mortgage a makeover with lower interest rates.

Homeowners Love M&T

“I tried to refinance this loan with a large national bank, then with an online lender. Both times, results were promised, and refinance got delayed and snagged…With M&T Bank, I have been nothing short of amazed at how well this refinance went, starting with the speed of each step.”

- Gerrit P., Plano, TX.

“M&T Bank saved our Christmas. I cannot begin to explain the amount of value this assistance has impacted my family…There were no hidden fees or costs not identified exactly as explained. Our loan officer predicted each step, kept me informed, and followed up.”

- Jeff and Luzerna C., Keizer, OR.
Connect with an expert now!

Tell us what you need help with and we’ll get you connected to the right purchase loan expert who will help you explore all your loan options including personalized programs, rates, payments and more.

Find your expert

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Connect with an expert now!

Tell us what you need help with and we’ll get you connected to the right refinance loan expert who will help you explore all your loan options including personalized programs, rates, payments and more.

Find your expert

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By submitting your contact information, you expressly consent to having M&T Bank contact you about your inquiry by text message or phone (including automatic telephone dialing system or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. Consent is not required as a condition to utilize M&T Bank’s services, and you may choose to be contacted by an individual customer care representative(s) by calling 1-844-682-5483.

Continue

Please enter any additional comments that you may have in the space below.

Thank you! We have received your inquiry and one of our experts will be in touch with you shortly!

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